Question 1

How much would I have if I DCA'd $100/week into CCS for 5 years?

Accepted Answer

Dollar cost averaging $100 per week into CCS for 5 years (261 purchases) would have resulted in a total investment of $26,100 and a current value of $22,492, a return of -14%. Using Enhanced DCA, which concentrates buys during dips, the same $100/week base deployed $45,345 and grew to $42,180 — a -7% return.

Question 2

What is the best DCA strategy for CCS?

Accepted Answer

Backtesting shows Enhanced DCA — which increases buy amounts during market dips and reduces or skips buys when CCS is overextended — outperformed standard weekly DCA by 7% over 5 years. The enhanced strategy achieved a -7% return vs -14% for standard DCA.

Question 3

What would $100/week into CCS be worth after 3 years?

Accepted Answer

Investing $100 per week into CCS for 3 years (157 purchases, $15,700 total) would have grown to $12,542 — a -20% return. Enhanced DCA over the same period returned -13%.

Question 4

Is DCA into CCS worth it?

Accepted Answer

Based on a 5-year backtest, DCA into CCS returned -14% with standard weekly purchases. An intelligent DCA strategy that buys more during dips returned -7% over the same period — a 7% gain in return, while deploying more capital.

Question 5

How many shares of CCS would I have after DCA for 5 years?

Accepted Answer

Dollar cost averaging $100/week into CCS for 5 years would result in approximately 404 shares with a standard DCA approach (avg entry $65). Enhanced DCA targeting dips results in 758 shares at an average entry of $60.

Question 6

How does CCS DCA compare to the S&P 500?

Accepted Answer

Enhanced DCA into CCS returned -7% over the past 5 years. The S&P 500 (SPY) returned approximately 53% over the same period. CCS's performance reflects its volatility as a real estate asset. Enhanced DCA outperformed standard DCA by 7%, demonstrating the value of intelligent entry timing during market dips.

Question 7

What is the risk of dollar cost averaging into CCS?

Accepted Answer

Past backtest performance does not guarantee future results. CCS is a real estate asset whose price can fall as well as rise. While DCA reduces timing risk by spreading purchases over time, losses are still possible if the price declines significantly. Always invest within your risk tolerance and consider your overall portfolio diversification.

Question 8

What is the Century Communities, Inc. dollar cost averaging strategy?

Accepted Answer

Standard DCA invests a fixed amount ($100/week or $433/month) into CCS at regular intervals. Enhanced DCA improves on this by using RSI (Relative Strength Index) signals to increase buy amounts during market dips (oversold conditions) and reduce or skip purchases when the stock is overextended. Over the 5-year backtest, this timing approach has delivered 7% higher returns than standard DCA while deploying more total capital into CCS.

Period	Standard DCA	Enhanced DCA	Alpha
1-Year	-10%	-4%	+5%
3-Year	-20%	-13%	+8%
5-Year	-14%	-7%	+7%

CCS DCA Backtest — Dollar Cost Averaging Results

CCS DCA Results: Key Findings

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Dollar cost averaging into CCS — backtest results

Buying the dips for Century Communities, Inc.