Question 1

How much would I have if I DCA'd $100/week into VOYA for 5 years?

Accepted Answer

Dollar cost averaging $100 per week into VOYA for 5 years (261 purchases) would have resulted in a total investment of $26,100 and a current value of $34,895, a return of 34%. Using Enhanced DCA, which concentrates buys during dips, the same $100/week base deployed $30,628 and grew to $44,388 — a 45% return.

Question 2

What is the best DCA strategy for VOYA?

Accepted Answer

Backtesting shows Enhanced DCA — which increases buy amounts during market dips and reduces or skips buys when VOYA is overextended — outperformed standard weekly DCA by 11% over 5 years. The enhanced strategy achieved a 45% return vs 34% for standard DCA.

Question 3

What would $100/week into VOYA be worth after 3 years?

Accepted Answer

Investing $100 per week into VOYA for 3 years (157 purchases, $15,700 total) would have grown to $20,132 — a 28% return. Enhanced DCA over the same period returned 40%.

Question 4

Is DCA into VOYA worth it?

Accepted Answer

Based on a 5-year backtest, DCA into VOYA returned 34% with standard weekly purchases. An intelligent DCA strategy that buys more during dips returned 45% over the same period — a 11% gain in return, while deploying more capital.

Question 5

How many shares of VOYA would I have after DCA for 5 years?

Accepted Answer

Dollar cost averaging $100/week into VOYA for 5 years would result in approximately 369 shares with a standard DCA approach (avg entry $71). Enhanced DCA targeting dips results in 469 shares at an average entry of $65.

Question 6

How does VOYA DCA compare to the S&P 500?

Accepted Answer

Enhanced DCA into VOYA returned 45% over the past 5 years. The S&P 500 (SPY) returned approximately 53% over the same period. VOYA's performance reflects its volatility as a financials asset. Enhanced DCA outperformed standard DCA by 11%, demonstrating the value of intelligent entry timing during market dips.

Question 7

What is the risk of dollar cost averaging into VOYA?

Accepted Answer

Past backtest performance does not guarantee future results. VOYA is a financials asset whose price can fall as well as rise. While DCA reduces timing risk by spreading purchases over time, losses are still possible if the price declines significantly. Always invest within your risk tolerance and consider your overall portfolio diversification.

Question 8

What is the Voya Financial, Inc. dollar cost averaging strategy?

Accepted Answer

Standard DCA invests a fixed amount ($100/week or $433/month) into VOYA at regular intervals. Enhanced DCA improves on this by using RSI (Relative Strength Index) signals to increase buy amounts during market dips (oversold conditions) and reduce or skip purchases when the stock is overextended. Over the 5-year backtest, this timing approach has delivered 11% higher returns than standard DCA while deploying more total capital into VOYA.

Period	Standard DCA	Enhanced DCA	Alpha
1-Year	18%	35%	+17%
3-Year	28%	40%	+12%
5-Year	34%	45%	+11%

VOYA DCA Backtest — Dollar Cost Averaging Results

VOYA DCA Results: Key Findings

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Dollar cost averaging into VOYA — backtest results

Buying the dips for Voya Financial, Inc.